Many loans and finance agreements have been supplied with Consumer Credit Insurance (CCI) or Loan Protection Insurance (LPI) policies. These insurance policies have often been mis-sold.
Fill out our simple questionnaire today to find out if you might be eligible…
Are you one of the millions of consumers that may have been sold insurance add-ons offered that you did not need or were actually ineligible to claim for?Enforcement action taken by ASIC in recent years against insurers has provided a green light for consumers to potentially claim a refund (ranging from a few $100 to $10,000) of insurance premiums.
Fill out our simple questionnaire today to find out if you are eligible…
We are an Australian company who pride itself on finding extra funds for our customers in the most efficient and effective way possible.
With over 10 years experience in facilitating refunds back from the big banks and financial institutions we know how to maximise your refund with minimal effort from you.
The Banking Royal Commission which investigated Misconduct in the Banking, Superannuation and Financial Services Industry in 2018 found that many of Australia’s top Lenders, including “The Big Four” had been attaching unnecessary and worthless insurance products to loans and credit cards – effectively ripping off their customers. These unnecessary insurance products which were sold as add-ons are often referred to as “junk insurance”. There’s a very good chance that you may have unknowingly purchased “junk insurance” when taking out a car loan, credit card, home loan or personal loan. Premiums may have been unnecessarily paid totally thousands of dollars, which you are entitled to get back!
Start your no obligation, free eligibility check now!
Login to our easy to use online portal, answer a series of simple to follow questions. We conduct a review of your application and will let you know whether you are entitled to claim a refund.
We process your claim
You receive your refund!
Tyre and rim insurance are frequently offered by car dealers with the intention of covering the costs of damage to your vehicle’s wheels.
It’s important to realise that TRI is sold in addition to car insurance and that, although it covers issues such as debris or pothole damage, it doesn’t include a tyre’s normal wear and tear.
Before accepting TRI, consider whether replacing your tyres and rims from time to time may end up being cheaper.
If you are one of the millions of people that may have inadvertently been mis-sold or pressured into accepting TRI within the last 10 years, reach out to one of our experts. We can handle your refund claim today.
Loan protection insurance is regularly sold alongside loan applications and is intended to cover you in unforeseen circumstances that mean you suddenly cannot afford the monthly costs. If you lose your job or become ill, LPI is meant to help you to avoid financial difficulties repaying your loans.
Although LPI has its benefits, be wary of the fact that many policies fail to cover the full cost of the outstanding debt and consider that in some cases your instalments may be discontinued after a certain amount of time.
Always think twice before agreeing to accept LPI. If you have unknowingly agreed to take out loan protection insurance, contact our readily available team to reclaim your rightful money today.
A warranty is a kind of guarantee on the performance of a product. If there is a problem with the merchandise you have purchased, you can get it repaired or exchanged for a limited duration.
Customers can also buy an extended warranty for more coverage, a longer time frame for repairs, and extra peace of mind however sometimes warranties are added on when there is no added benefit to the consumer.
If you believe you’ve been mis-sold a warranty policy or sold one which was superfluous to your needs, reach out to our experts and let us handle the refund you deserve.
How will you spend your refund?